About Us

Aspen Group is a Penang-based property development and real estate investment group founded on the vision to provide affordable homes with uncompromising top-notch quality for all Malaysians. Our focus on affordable housing and mixed development projects provides a platform for public and private land owners to create a sustainable business model that not only maximises the full potential of the development, but also engineers the most suitable products that complement the local geographical landscape, meet the community’s cultural, communal and income level needs and adhere to the requirements of local council guidelines and policymakers.

Aspen Group boasts an outstanding in-house team of excellent resource persons in the areas of finance, architecture, engineering, construction, interior design and sales & marketing. This winning combination of diverse talents ensures our control over construction processes, thus allowing us to deliver quality products at affordable prices and in a timely manner.

Our Vision & Mission

Here at Aspen, we take pride in what we do and we show it through the care, trust, passion and humility we exhibit with our customer & clients, our stakeholders and the community. Our core values represent our fundamental philosophical convictions and aspirations. They are foundational, enduring and meant to guide us through in all our business endevours.

Our Vision
Quality and affordability for everyone

Our Mission
To be the first in the industry that champions and offers unequalled quality and affordability for everyone and empowering lives.

An organization any organization is nothing more or less than the people who make it up.

This is about effort; we are here to provide value to all stakeholders, to the end user, to the policy makers, to the people of Aspen and to the community where we work.

We are here to lead, to be the best, nothing less.

If we are to compete effectively in the next century, we will be a global company. Our team will reflect Malaysians with global backgrounds and experiences. Aspen Shareholders and Board of Directors possess very diverse and rich range of experiences in both public and private sectors. The best of this will reflect in each and every endeavour undertaken by the group.

AG Developments




TRI PINNACLE- Located in the premier part of town, residents of this urban housing will be very fortunate to able to have access to many conveniences within a short driving distance. Highly sought after, properties located at Tanjung Tokong cater for those looking for the best. TRI-Pinnacle is perfect for those who seek a more relaxed living away from the hustle and bustle of the city and still be spoiled with numerous amenities close by to fulfil every resident's social needs.

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Beacon - The newest addition to the many beautiful landmarks in the heart of George Town. Located well along Jalan Sungai Pinang, Beacon is a freehold development that is designed with a unique facade that is sure to outshine others.

*Expected debut end 2014

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HH Residence

Coming Soon, Stay Tuned!

*Expected debut end 2014

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Aspen Vision City

Coming Soon, Stay Tuned!

*Expected Phase 1 debut in end 2014

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News & Events

Keep up to date with what's going on, and find out how Aspen Group is staying ahead.

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Visit any of our galleries to see what is happening here at Aspen Group.

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Contact Us

For further information about Aspen Group or our projects, please feel free to contact us .

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Join Us

Aspen Group aims to be one of the market leaders in not just the property development industry, but to pave the headway for our future generations.

We offer career opportunities that are second to none and a range of eco-friendly projects that will challenge and stretch you. We actively encourage personal development and training. If you are ready to take ownership of your job and handle the high expectations we demand from each other to deliver nothing but the best, then join us and help us make positive changes all around. We have excellent working conditions in modern offices, the best tools for the job and management support every step of the way.

Aspen Group is changing the face of development in Malaysia starting in Penang. We undertake some of today's most exciting and challenging green urban regeneration projects, bringing new life to towns and cities across the country.

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Aspen & Ikano inked agreement for joint dev. in Batu Kawan

latest News - 03 Sept 2014

GEORGE TOWN: Aspen Group has entered into a purchase and development agreement for 245 acres of land in Batu Kawan with Penang Development Corporation and sealed a partnership with Ikano Pte Ltd to bring in the first IKEA Store in Northern region and jointly develop a regional integrated shopping centre and mixed development.

The agreement was signed earlier today between Aspen Vision Land Sdn Bhd, a subsidiary company of Aspen Group, Ikano Pte Ltd and Penang Development Corporation. This involves the sale of 245 acres of freehold land in Bandar Cassia, Batu Kawan, where majority part of the land will be developed into a mixed residential and commercial development. This agreement also sees a joint development partnership between Aspen Vision Land Sdn Bhd and Ikano Pte Ltd to jointly develop a state‐of‐theart integrated regional shopping centre and anchored by an IKEA Store.

The Chief Minister of Penang, YAB Lim Guan Eng witnessed this significant signing at the ceremony. Aspen Group was represented by Dato’ Murly Manokharan, Group Chief Executive Officer and Dato’ Seri Nazir Ariff, Group Chairman and Executive Director. Ikano was represented by its Managing Director, Christian Rojkjaer and A L Parimalam, General Manager Corporate Affairs while Penang Development Corporation was represented by its General Manager, Dato’ Rosli Jaafar.

Aspen Vison City, sitting on a 245‐acre land, is an ambitious mixed residential and commercial development project strategically located near the landing point of the Sultan Abdul Halim Mu’adzam Shah Bridge in Batu Kawan, Penang.

Dato’ M. Murly, Group CEO of Aspen Group said, “After almost 2 years of detailed study and planning, we believe Batu Kawan is the future city of Penang and we look forward to spearhead the development of Batu Kawan’s Central Business District.”

“As the developer, we are committed to the Eco‐town concept. We believe Aspen Vision City will be the finest fully integrated eco township of the future city.”

Dato’ M. Murly also expressed his appreciation to Ikano Group for believing in Penang. “Ikano’s expansion to Penang is a great opportunity for the Group. It is undoubtedly a good news to all the people in Penang. As a Penangite, I’m proud that Ikano has chosen Batu Kawan and ready to serve the many people of the Northern Region,” he said.

Undertaken in a joint venture partnership with Ikano Pte Ltd, the flagship project comprises a regional integrated shopping centre and the first IKEA store in Northern region of Malaysia managed by Ikano Pte Ltd, mixed development of residences, offices, medical facilities, a 20‐acre central park, international schools, retail shops and an integrated central transportation hub for Seberang Prai to be part of its components.

With a gross development value estimated at RM8 billion, Aspen envisages the entire development to be completed in 10 years’ time from its commencement. Aspen will focus on building commercial properties in its first phase to create a solid foundation for a thriving business hub before undertaking mixed development projects in its second phase. This will ensure that the development is economically viable and yields high returns for its investors.

Aspen Group is expected to launch several development projects with an estimated GDV of RM2.1 billion. These projects include Tri Pinnacle in Tanjung Tokong, the first privately initiated affordable housing in Penang which will be launched by end of this year, Beacon in George Town, HH Residence in Tanjung Bungah and phase 1 of Aspen Vision City, with some targeted for completion within the next five years.

Guess Who Is Coming!

latest News - 7 January 2013

IKEA’s Entry Into Batu Kawan Is A Vote Of Confidence For Penang And A Boost To Making Seberang Perai As The Future Choice For Investments, Tourism & Habitat For Sustainable Living

The State Government and PDC’s strategic plans for Batu Kawan will receive an additional boost with the sale of 245 acres of land for the purpose of development of an integrated shopping mall, anchored by an IKEA store to be developed by Ikano Pte Ltd, and mixed development of offices and residences to be developed jointly by Aspen-Ikano (a joint venture company to be formed by Aspen Vision Land Sdn Bhd and Ikano Pte Ltd).

At the press conference, Chief Minister Lim Guan Eng, in welcoming this new investment by Aspen and Ikano, said the 245 acres development in Batu Kawan will include: • 30 acres for the development of IKEA Store and phase 1 of the Shopping Mall • 45 acres for the development of phase 2 of the Shopping Mall; and • 170 acres for mixed development purposes (Remaining Parcels) 

The total land cost for the project is RM 483,951,600 and payment is to be made within 60 months from the date of Agreement. A RM 5 million non-refundable deposit has also being paid to PDC. 

Also present in the press conference were PDC General Manager Dato’ Rosli Jaafar, Aspen Group Founder and Group CEO Dato’ M Murly, Aspen Group Co-Founder & Chairman Dato’ Seri Nazir Ariff, Executive Directors Dr. Lim Su Kiat and Mr Lee Peng Cheong and General Manager Ir Woo Kok Weng.

Chief Minister Lim Guan Eng informed that the entire commercial and mixed developments on the 245 acres of land are expected to be completed within 10 years from the date of Agreement. Notwithstanding that, the IKEA Store is to be developed and completed within the time frame mutually acceptable by both parties. The time frame that all parties are targeting at is about 5 years or sooner, depending on various surrounding, economic and demand factors.

Aspen and Ikano are expected to submit their development plans to Local Authorities this year and estimated to commence development activities by end of the year or early next year. In line with Aspen’s vision and strategies, a major part of the residential component will cater for the mass market with affordably priced and quality eco-friendly homes. 

This development is in line with PDC’s policy to promote and sell land to attract catalyst projects to Bandar Cassia, Batu Kawan. In doing so, PDC plans to provide services that will help complement the Industrial development sector for example in developing commercial centres, premium designer outlets, specialist hospital and international schools. 

Over the past years, the state government and PDC have been successful in wooing marquee investors to develop key projects in Batu Kawan. 

The success story is inclusive of the planned development of  educational investments and facilities such as KDU University College, University of Hull which will establish their school of Engineering, Accountancy, Law, Business Studies and Logistics. 

To complement this rapid development, the state government and PDC have also planned for the development of 11,800 units of public housing (less than RM 72,000 per unit) and affordable housing (between RM 72,000 – RM 250,000 per unit), thus setting the road map to make Batu Kawan a quality residential area for the future. 

Penangites have waited for many years for IKEA to open for business. Penang is proud that IKEA has chosen Batu Kawan as the first IKEA store outside Kuala Lumpur. With IKEA’s presence, the state government hopes that PDC will succeed in its efforts to make Batu Kawan a more attractive place for those from the island to live, learn, work and play. 

With an integrated commercial, advanced manufacturing and services hub together with good universities setting up shop in Batu Kawan, Seberang Perai Selatan would be as good as those from other parts of the state. The total value of IKEA investments will be made known when their key management personnel visits me next month. 

The state government is confident that the entry of IKEA into Batu Kawan is a vote of confidence for Penang and a boost to making Seberang Perai as the future choice for investments, tourism and habitat for sustainable living.  

Signing Ceremony of Financing Facilities for Tri-Pinnacle

latest News - 28 May 2014

GEORGE TOWN: Penang’s home-grown developer, Aspen Group and Malaysia Building Society Berhad (MBSB) today entered into a historic agreement of Islamic financial facilities to fund the state’s first privately initiated affordable housing project located on prime freehold land at Tanjung Tokong. 

The Tri Pinnacle project, which is endorsed by the State Government and will be open only to buyers registered and approved by the State’s Affordable Housing Department, consists of 390 units of 650 square feet low medium cost apartments priced at RM72,500 each and 859 units of 800 square feet affordable condominiums priced at RM299,000 each.

Aspen Group’s Chief Executive Officer, Dato’ Murly Manokharan and Malaysia Building Society Berhad (MBSB)’s President and Chief Executive Officer, Dato’ Ahmad Zaini Othman inked the agreement of Islamic financial facilities worth RM95.5 million and witnessed by Dato’ Seri Nazir Ariff, Chairman and Executive Director of Aspen Group and Tan Sri Abdul Halim Ali, Chairman of MBSB.

The Islamic financing facilities provided by MBSB to Aspen Group include Islamic Term Financing and Islamic Bridging Financing. The purpose of these facilities is to defray the purchase price of freehold land measuring 9.97 acres at Mount Erskine, Tanjung Tokong, the development construction cost for affordable condominiums and low medium cost apartments. 

Tri Pinnacle, expected to commence construction in the third quarter of this year, will take 36 months to complete. Since it is a private affordable housing project, the developer owns the sole control in areas such as development concept, layout plan and building materials.

“As a new player in the property development industry, Aspen’s vision is to provide affordable, quality homes for all Malaysians. Aspen Group is the first private developer in Penang to initiate such a project and we are proud to contribute significantly in meeting the people’s needs for affordable housing.

”The supports from the government has been overwhelmingly positive and helped us to realize our vision to bring quality modern homes for all Malaysian,” said Dato’ Murly Manokharan during the signing ceremony.

Aspen promises to build and create a sustainable environment for its purchasers and the developer will not cut any of the construction costs while undertaking the project. “The affordable condominiums will be equipped with facilities commonly provided by existing high-rise residential properties,” Dato’ Murly emphasized.

“This collaboration not only enable us to be part of this vibrant project but also contribute to Penang’s property sector. Other than providing financing facilities to Aspen Group, we will also extend an attractive end financing package to its home buyers,” said Dato’ Ahmad Zaini Othman, President and CEO of MBSB.

He added, “At present, MBSB have managed several numbers of property development projects in the island through our contract financing, bridging projects, as well as structured financing initiatives. MBSB’s recent endeavours in Penang include mixed development of residential condominium and commercial properties.”

MBSB has launched new home financing campaigns notably “Special Rate” package and “My First Home Buyer Scheme” uniquely designed for first home buyers. These initiatives are definitely in support towards promoting home ownership in Malaysia.

Building affordable homes on private land is a win-win solution for all parties - eligible homeowners can purchase their dream homes at a reasonable price, private land owners can sell their land and contribute to the community. The State Government, through such Scheme, can meet and fulfil its people’s housing needs.

The Penang State Government, through its Housing Department, will play a primary role in ensuring only genuinely deserving applicants are entitled to purchase the houses. The involvement of the State Government will help to expedite the approval process of qualified buyers while preventing property speculation.

Aspen Group will assist aspiring first-time buyers in submitting their registration forms to the State’s Housing Department in Komtar. Interested members of the public can register at Aspen’s website, www.aspen.com.my or its Facebook page, www.facebook.com/myaspengroup. The eligibility criteria is bound by the conditions, requirements and regulations stipulated by the Penang State Government. The public is encouraged to log in to http://erumah.penang.gov.my/ to understand the stipulated requirements and regulations.

Aspen Group is currently working on several development projects with an estimated GDV of RM2.1 billion. These projects include Tri Pinnacle in Tanjung Tokong, Beacon in Sungai Pinang, HH Residence in Tanjung Bungah, the first phase of Aspen Vision City in Batu Kawan and the first Ikea Store outside Kuala Lumpur, with some targeted for completion within the next five years.


Financial Daily - 19 June 2015
Second Columbia Asia Hospital to be built in Aspen Vision City, Penang

The Star - 19 June 2015
Global boost for town

The Star - 18 June 2015
Burgeoning Batu Kawan may be renamed

Sin Chew Daily - 18 June 2015
林冠英:符合新卫星市地位 建议峇都加灣易名

Oriental Daily- 18 June 2015

New Straits Times - 18 June 2015
Columbia Asia in RM185m Batu Kawan pact

Nanyang Siang Pau - 18 June 2015
林冠英:外资进驻呈新面貌 “峇都加灣应有新名字”

Kwong Wah Yit Poh - 18 June 2015
林冠英:反映最现代化卫星市镇 峇都加灣或易名

Guang Ming Daily - 18 June 2015
林冠英:突出新市镇特征 峇都加灣或易名

China Press- 18 June 2015
首长:反映卫星市地位 峇都交灣或易名

TheEDGE - 12 January 2015
No-frills affordable housing

iProperty - December
Affordable Housing's - Hefty Price Tag

PropertyInsight - November
Batu Kawan: From Agriculture to Satellite City

The Star - 13 November
Needy kids treated to exciting outing to the movies

Kwong Wah Yit Poh - 5 November
Aspen履行社会责任 邀40儿童观赏电影

TheEDGE - 15 September
Smiling ear to ear

Sin Chew Daily - 4 September
Aspen购 245英亩地签约了发展峇都交湾,也与Ikano合资80亿。。。

Oriental Daily - 4 September

Nanyang Siang Pau - 4 September

Kwong Wah Yit Poh - 4 September
林冠英:有人才 技术 宽容 槟拥建立创意组合 3T

Guang Ming Daily - 4 September

China Press - 4 September
峇都交湾建综合性购物广场 签约了

The Malay Mail - 4 September
IKEA anchors RM8b Penang integrated shopping haven to be built in 2015

Harian Metro - 4 September
ASPEN, Ikano laksana pembangunan RM8 Billion

Berita Harian - 4 September
Aspen Vision City dijangka siap 2018

The Star - 4 September
Slated for progress

The Star - 18 August
Penang out to make amends

TheEDGE - 2 June
Picture 2: Aspen Group signs agreement on Islamic financial facilities with MBSB

The Star - 2 June
No compromised an quality of affordable housing project

China Press - 29 May
Aspen集团第3季推出 首个私营可负担房屋

Guang Ming Daily - 29 May
Aspen 集团马建屋签署协议 白云山建千间可负担屋

Kwong Wah Yit Poh - 29 May
慕力:配合槟政府私营计划 Aspen建可负担高素质房屋

Nanyang Siang Pau - 29 May
马建屋放眼与Aspen集团加强合作 为发展计划提供融资

Oriental Daily - 29 May

Utusan Malaysia - 29 May
MBSB meterai Mou RM95.5j bina rumah mampu milik

Kwong Wah Yit Poh - 28 May
Aspen Group为槟子民带来数项可负担产业

The Star - 28 May
Exciting projects coming up

The Star - 5 April
Outdoor fun for children from charity homes

Sin Chew Daily - 2 April
Aspen Group 興5中心儿童齊歡樂

Business Times - 5 February
Bridge of opportunity

Guang Ming Daily - 11 January

Utusan - 11 January
IKEA bakal dibuka di Pulau Pinang

Berita Harian - 11 January
IKEA di Batu Kawan

Oriental Daily - 11 January
宜家入驻槟州 放眼5年内建竣

The Star - 11 January
IKEA to set up store in Penang

Malay Mail - 11 January
Ikea to open in Penang

Kwong Wah Yit Poh - 11 January

New Straits Times - 11 January
Aspen Vision partners Ikano to spearhead growth in Batu Kawan

Sin Chew Daily - 11 January

China Press - 11 January
IKEA 进军槟城


BFM - 2 March 2015
Batu Kawan Pushes the Affordable Housing Frontier

iProperty - 7 September 2014
Aspen and Ikano Ink Agreement For Joint Development In Batu Kawan

MyMetro - 4 September 2014
ASPEN, Ikano laksana pembangunan RM8 bilion

The Star - 4 September 2014
Slated for progress

Malaysia Retail News - 4 September 2014
(The Star) Sale of Batu Kawan land generates RM484mil for PDC

TheEDGE - 4 September 2014
Ivory, Aspen in RM8b Penang Development

New Straits Times Online - 3 September 2014
PDC sees RM484m revenue from Batu Kawan land deal

Bernama - 3 September 2014
PDC Optimistic Of RM484 Million ln Revenue From Sale Of Land In Batu Kawan

Youtube - 3 September 2014
Signing Ceremony for Aspen Vision City

Youtube - 3 September 2014
Signing Ceremony for Aspen Vision City Press Conference

Twitter - 3 September 2014
IKEA is officially here in Penang. 6 years anticipation is now formalized

Malaysian Digest - 3 September 2014
IKEA Anchors RM8b Penang Integrated Shopping Haven To Be Built In 2015

TheMalaymail online - 3 September 2014
IKEA anchors RM8b Penang integrated shopping haven to be built in 2015

Bernama - 3 September 2014
1st Phase Of Aspen Vision City In Batu Kawan To Kick Off By End-2015

KiniBiz - 3 September 2014
Ikea anchors 1st phase of RM8 bil Penang project

Penang Lang - 30 May 2014
[槟城新闻] 槟首项私营可负担房屋计划预计8月份动工

The EDGE - 30 May 2014
Aspen Group to focus on affordable housing

Business Times - 28 May 2014
Aspen gets RM95.5m Islamic financial facilities

Bernama - 28 May 2014
Aspen Gets RM95.5 Million Islamic Financial Facilities From MBSB

Kwong Wah Yit Poh - 28 May 2014
慕力:配合槟政府私营计划 Aspen建可负担高素质房屋

The Star - 28 May 2014
Exciting projects coming up

The Star - 5 April 2014
Outdoor fun for children from charity homes

The Star - 20 January 2014
Penang's second bridge boosts land prices

Business Times - 20 January 2014
Real estate seen booming in Batu Kawan

Malaysia Chronicle - 15 January 2014
Real estate BOOM seen in Batu Kawan after Ikea news

Guang Ming Daily - 11 January 2014

The Malay Mail - 10 January 2014
IKEA to open doors in Penang soon

Abnxcess - 10 January 2014
IKEA to open doors in Penang soon

The EDGE Malaysia - 10 January 2014
IKEA to open doors in Penang soon

The Sun - 10 January 2014
IKEA set to open in Penang


AMResearch - 23 January 2014
Property Sector



Head Offices

Aspen Group, 300, Jalan Macalister,
10250 George Town, Penang, Malaysia.

TF 1300 30 5000
T +604 227 5000
F +604 227 5005
E enquiry@aspen.com.my

Get In Touch

Note: Upon registration & submission, I/We hereby agree to the terms and conditions of Aspen Group's Personal Data Protection Act ("PDPA") policy. For further information, click here.

Aspen Group's Privacy Policy For Property Development

Your personal data (“Personal Data”), collected through various forms but not limited to, online registrations, surveys, sales forms, advertisements, sales and marketing agents and/or any other form of information collection method, which we Aspen Group and our subsidiaries, affiliates, associates, and/or other members within the Aspen Group of companies (collectively referred to as “us”, “our” or “we” in the Privacy Policy), will be processed for the purpose of providing you with information(s) on our products and/or services but not limited to others matters for the purpose of providing you with competent and/or complete information(s) that may be of interest to you and/or other purposes stated in our Personal Data Protection Policy (“Purpose”)

Personal Data may be disclosed to third parties such as to subsidiaries, associates, affiliates and/or members within Aspen Group of companies, joint venture partners, proprietors, the Joint Management Body, management corporation, authorities, local council, banks, public amenities and utilities providers, sale and/or sul-sale and/or refinancing lawyers, our contractors, and/or service providers and such other classes of third parties referred to in our Personal Data Protection Policy, which may be located within or outside of Malaysia.

Should you intend to halt or revise your Personal Data or limit the processing thereof at any time, you are hereby requested to submit a written request to us via:-

Person-in-Charge        : Personal Data Protection Officer
Tel No.                         : +(604)227 5000
Fax No.                        : +(604)227 5005
Email                            : pdpa@aspen.com.my

Any inquiries or complaints with respect to your Personal Data should also be channelled to us in this manner. You represent and warrant that the consent of third parties (e.g. your emergency contact person, tenant, authorised representatives, contractors, lawyers, financiers) whose personal data you have provided and disclosed to us have been sufficiently obtained to allow us for processing.

Please note that it will be necessary for us to process your Personal Data for the Purpose, without which we will not be able to carry out the Purpose.

We trust that you will consent and agree to the terms above with respect to the processing of your Personal Data by us. If we do not receive any response from you on the above, we shall assume that you are agreeable to the same.

Our Purpose(s) For The Collection Of Personal Data

- We believe our customers and potential customers should receive updated information(s) about us listed but not limited to the Purpose(s) as below:-

- To inform existing customers/potential customers/individuals that have registered their interest(s) of our current and future services or products as well as the introduction of new launch products, activities, and promotions;

- To prepare and implement all the necessary documents and agreements such as sale & purchase transaction and obligations under the Agreement, if necessary, the use and management of our business nature including, but not limited to sales management and property management, as well as the resale of the transaction, the auction to finance and sales;

- To inform and collect outstanding payments from purchasers upon claims of progress billing as stipulated in the agreements;

- To inform purchasers during vacant possession, keys handover, property management, customer care and/or defect rectification works;

- For property management services, such as club house services, security services and others;

- For our internal record keeping, to maintain and update our customers and potential customers’ details;

- For the purpose of surveys, the products and/or services of market research, statistical analysis and as well as conducting marketing, client profiling and business development activities;

- To inform customers of any particular service(s) or product(s) offered by our business partner(s);

- To administer and carry out our customer and prospective customer relationship management procedures; and For any legal or regulatory requirements, and shall be in accordance with any applicable legal requirements such as the law, by-law-regulation(s), court order, direction, guideline, circular and/or code for the purpose of crime preventions.

Our Purpose(s) For The Collection Of Personal Data

To process your information/data as best as we can, the following information/data are collected:-

NRIC number;
Passport number (if applicable);
Email address;
Date of birth;
Marital status;
Income range;
Telephone number;
Mobile/ hand phone number;
Loans/financing taken in relation to purchase of property; and
Social networking address

* NOTE:- The above information/data are not exhaustive and we may be required to collect additional information/data for better processing

Our Disclosure Policy

Your Personal Data are kept confidential. However, by registering, you consent to the disclosure of Personal Data to the following third party within or outside of Malaysia for such for or relating to the following purpose(s):- Our subsidiaries, associates, affiliates and/or members within the Aspen Group of companies, our joint venture and/or business partners, the relevant landowner, Joint Management Body and/or management corporation, contractors and service providers, including but not limited to auditors, consultants, accountants, lawyers, financial and professional advisers, lenders, insurance companies and property management companies, public amenities and utilities providers, including but not limited to Indah Water Konsortium, Perbadanan Bekalan Air Pulau Pinang Sdn Bhd and Tenaga Nasional Berhad; and/or any party(ies) to whom we are under a legal requirement to disclose the Personal Data to by applicable law or in response to an authoritative body, including government agencies, statutory authorities, local councils and/or industry regulators including but not limited to the land office, the land registry, the Ministry of Urban Wellbeing, Housing and Local Government, the Employees Provident Fund Board the Inland Revenue Board, as well as to any other third party pursuant to any court order.